T F 1. Colonoscopies are automatically covered as routine at age 50
T F 2. The shingles vaccine is covered
T F 3. There is a $100 co-pay for emergency room visits
T F 4. For dental work that will cost over $200 there needs to be pre-approval
T F 5. Your out of pocket expenses are the same if you go to a non-dentemax dentist.
T F 6. Hearing tests are covered
T F 7. Vision exams and lenses have a straight dollar benefit, regardless of your cost.
T F 8. Some UH doctors or labs are in network
T F 9. If your kid needs a second set of braces your $2700 benefit starts over.
T F 10. In one calendar year women need to choose to have a physical exam by their doctor or a gynecological exam by their OBGYN.
T F 11. If you go out of network you pay the first $100 then 10% of everything else.
T F 12. Doctors can never resubmit bills to Medical Mutual.
T F 13. Any prescription you get from your doctor will be covered by Medco.
T F 14. Mental health services are not covered.
T F 15. If you waive medical insurance to get $1000 then you still have access to Vision, Dental, Prescription, and skilled nursing without an employee contribution.
T F 16. The Union has a negotiated benefit that members can access when they are experiencing non-medical issues; like dealing with aging parent, financial problems, workplace stress, etc.
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