Benefits Quiz from March 2010 Newsletter

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T          F            1. Colonoscopies are automatically covered as routine at age 50
 
T          F            2. The shingles vaccine is covered
 
T          F            3. There is a $100 co-pay for emergency room visits
 
T          F            4. For dental work that will cost over $200 there needs to be pre-approval
 
T          F            5. Your out of pocket expenses are the same if you go to a non-dentemax dentist.
 
T          F            6. Hearing tests are covered
 
T          F            7. Vision exams and lenses have a straight dollar benefit, regardless of your cost.
 
T          F            8. Some UH doctors or labs are in network
 
T          F            9. If your kid needs a second set of braces your $2700 benefit starts over.
 
T          F            10. In one calendar year women need to choose to have a physical exam by their doctor or a gynecological exam by their OBGYN.
 
T          F            11. If you go out of network you pay the first $100 then 10% of everything else.
 
T          F            12. Doctors can never resubmit bills to Medical Mutual.
 
T          F            13. Any prescription you get from your doctor will be covered by Medco.
 
T          F            14. Mental health services are not covered.
 
T          F            15. If you waive medical insurance to get $1000 then you still have access to                     Vision, Dental, Prescription, and skilled nursing without an employee contribution.
 

T          F            16. The Union has a negotiated benefit that members can access when they are             experiencing non-medical issues; like dealing with aging parent, financial problems,  workplace stress, etc.

Click below to see the answers.