You should know where the nearest Emergency Room to where your live. Likewise, you should know where is the closest Urgent Care.
Why?
Insurance dollars mispent translates to lowered benefits or salary. It could also lead to staff reductions making everyone's job harder. We have earned terrific benefits, but we should also be the ones taking care they are not wasted. The ER costs up to 10 times higher than an Urgent Care for the same non-life-threatening emergency.
When you believe there is a life-threatening medical issue then there should be absolutely no question that you should go to the