ADA Accomodations-Covid 19
To request accommodations through the ADA (Americans with Disabilities Act) based on COVID-19 concerns.
Health Corner
Health Corner Index
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Summary of our plan - (Feb 2021)
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Express Care Online Through Cleveland Clinic ($0 copay for On Demand Services. Regular Co-Pay for scheduled visits with your regular provider) |
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| Prescription Plan info - Mail order form (pdf) | Dental | |
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Prilosec OTC for free - no longer available |
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| Nurseline Info |
Directions for making an FSA Claim |
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| Employee Assistance Program - IMPACT | ||
| Medical Forms | List from MMO of procedures requiring prior approval (3.20) | |
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Chronic Condition Management Programs |
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| AFLAC |
FSA Carryover/Claim Filing Info
Below are the guidelines for both health care and dependent care FSA. It can be a little tricky how it all comes together and the nuances between health care and dependent care, so I recommend that members contact MMO’s FSA folks directly with their specific account situations. Customer Care #: 800-525-9252
1. Health Care FSA - has a $500 carryover provision
a. Claim filing period: members have until March 31st of each year to submit claims from the prior year
Claim Reports Examples
Here are some examples that help explain how copays, coinsurance and deductibles are computed that you might see on the Medical Mutual app or on your account on MedMutual.com
Covid Slide Presentation
Dr. Vanderhoff's, Director of the Ohio Department of Health, presentation on Covid vaccine
vaccine_safety_presentation_final__020421.pdf
Insurance Basics - December 2020
Insurance Basics:
Understanding Insurance Terms
Understanding Insurance Terms
DEDUCTIBLE ($100 Single/$200 Family)
The amount you are required pay for health care services before the health plan begins to pay for certain medical services. Deductibles are based upon a calendar year, which means each January 1 your deductible amount starts over.
Making a claim on my Flexible Spending Account
If you set up a Flexible Spending Account (FSA 125) then here are directions on how to make a claim.
(March 2020)
How to Access Your FSA- Non-MMO health plan members
For full online access to your FSA, including claims and balance information, contributions and important forms, you’ll need to create a new account or log in to your existing account. You can create an account by following these instructions:
Urgent Care vs. ER
You should know where the nearest Emergency Room to where your live. Likewise, you should know where is the closest Urgent Care.
Why?
Insurance dollars mispent translates to lowered benefits or salary. It could also lead to staff reductions making everyone's job harder. We have earned terrific benefits, but we should also be the ones taking care they are not wasted. The ER costs up to 10 times higher than an Urgent Care for the same non-life-threatening emergency.
MMO summary and prior approval documents
These and other documents available through the Medical Mutual website if you log on.